Terms & Conditions

Effective Date: [Add Date]


Welcome to Samarpanam Insurance Services. By accessing or using our website (www.samarpanaminsurance.com), you agree to the following terms and conditions.

Please Read Carefully
Section 1
Use of Website
Purpose of Information

The information provided on this website is for general guidance and awareness regarding insurance and financial planning.

Your Agreement

By using this website, you agree to use the content for personal, non-commercial purposes only. Any other use of the content is not permitted under these terms.

Section 2
No Financial Guarantee
Guidance Only

All financial planning and insurance-related information shared on this website is for guidance purposes only. It does not constitute a binding financial commitment or promise.

No Guaranteed Returns

We do not guarantee specific financial returns, outcomes, or results of any kind based on the information presented here.

Your Responsibility

Final decisions should be made based on your individual understanding and consultation with a qualified professional.

Section 3
Personalized Consultation

Any advice or recommendations shared during consultation are based on the information provided by you and your individual financial situation.

Information-Based Advice

Our recommendations are tailored to the details and financial context you share with us during the consultation process.

Your Decision Authority

You are fully responsible for evaluating all options and making the final decisions regarding your financial and insurance planning.

Section 4
Communication Consent

By contacting us through any of our available channels, you provide your consent to receive relevant communications from us.

WhatsApp & Phone

Contacting us via WhatsApp or phone implies consent to receive follow-up communication related to your enquiry.

Website Forms

Submitting any form on our website constitutes consent to receive information about financial planning and insurance services.

Opt-Out Option

You may opt out of communication at any time by informing us through any of the available contact channels.

Section 5
Limitation of Liability

Samarpanam Insurance Services is not liable for any financial decisions made independently without proper consultation or based solely on website content.

Section 6
External Links
Third-Party Platforms

Our website may contain links to third-party platforms and external websites for your convenience and reference.

These links are provided in good faith to assist users in accessing relevant resources and information.

Our Disclaimer

We are not responsible for the content, accuracy, privacy policies, or practices of any external sites linked from our website.

Visiting external links is done at your own discretion and risk.

Section 7
Changes to Terms
1
Right to Update

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

2
How Changes Are Made

Updated terms will be published on this page with a revised effective date reflecting when the changes take effect.

3
Continued Use = Acceptance

Continued use of the website after any modifications implies your acceptance of the updated terms.

Section 8
Contact Information

For any questions, concerns, or clarifications regarding these Terms & Conditions, please do not hesitate to reach out to us.

Your Acknowledgement

By using this website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions in their entirety.

Read

You have fully read all sections of these Terms & Conditions as presented on this page.

Understood

You have understood the scope, limitations, and responsibilities outlined within these terms.

Agreed

You agree to abide by all the terms and conditions set forth by Samarpanam Insurance Services.

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